About Darren Pettyjohn

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So far Darren Pettyjohn has created 21 blog entries.

What Is The Vacancy Clause?

Nearly all vacation rental home insurance policies have what's called a 'vacancy clause' and it's important every owner understands it's limitation. Unfortunately, with the recent COVID-19 pandemic, most vacation rental owners have experienced a wave of cancellations, which means vacant properties, or at minimum unoccupied properties. What does this mean from an insurance perspective? No Coverage for Vandalism, Water Damage, and Theft If a property is deemed vacant at [...]

By |2020-03-26T14:29:13-06:00March 19th, 2020|General Short Term Rental Insurance Info|

Vacation Rental Liability; What Every Owner Needs To Know

Most vacation rental owners do not fully understand the potential liability of owning a vacation rental. With over 40,000 vacation rental policies issued now, Proper Insurance® has become the nation's leading expert in vacation rental liability claims. If you have not yet had Proper perform a comprehensive coverage review and comparison, we highly suggest you do so. Get A Coverage Comparison Today #1 - $1,000,000 in commercial general [...]

By |2020-08-06T13:27:18-06:00March 4th, 2020|General Short Term Rental Insurance Info|

Bed Bug Insurance Coverage | Proper Offers Another Industry First

There is something about bed bugs that makes all vacation rental owners uneasy. Not only are they a nuisance, but they pose real property and liability concerns. With over 30,000 vacation rental insurance policies written, Proper Insurance has listened to its policyholders and delivered a first-of-it's-kind endorsement. $15,000 in bed bug extermination coverage with no deductible When bed bugs are discovered at a vacation rental, the first order of [...]

By |2020-08-14T13:12:55-06:00February 10th, 2020|General Short Term Rental Insurance Info|

Virginia Beach Short Term Rental, Airbnb $1M Insurance Requirement

Virginia Beach has consistently offered a variety of lodging options for tourists including Hotel/Motels, Bed and Breakfast Inns, Country Inns, and Vacation Rentals. With over 2,000 registered short term rentals, the city designed regulations to address public and safety concerns and to protect the personality of their neighborhoods. Beginning November 1st, 2019 the regulations include the following significant items: Hosts must obtain a conditional-use permit to be renewed every [...]

By |2020-06-30T11:49:29-06:00November 25th, 2019|Regulations|

How to Protect Your Short Term Rental Business: Navigating the Risk of Party Houses

Recent events have cities across the US revisiting how Short Term Rentals are allowed in their communities and debating stricter regulations to avoid increasingly common “party houses”. 5-Minute Quote Short Term Rental Protection How can hosts protect their Short Term Rental business and keep neighbors and city leaders on their side? Proper Insurance recommends NoiseAware. NoiseAware is a proprietary noise monitoring system that tracks the ‘noise score’ in your [...]

By |2020-09-29T16:23:07-06:00November 19th, 2019|General Short Term Rental Insurance Info|

How to Set Up Your Home to Be a Rental Property

By Dylan LeCompte Renting out your house instead of listing it on the real estate market is a common, and even profitable, way to hold on to your property when you aren’t currently living in it as a primary residence. Some homeowners choose this direction when they want to wait to sell when their second home’s value increases or the market turns in their favor. Others may want to [...]

By |2020-10-26T10:36:04-06:00November 13th, 2019|General Short Term Rental Insurance Info|

Boise, ID Residents Await Update on Proposed Short Term Rental Ordinance

While Boise does not currently regulate Short Term Rental properties, the city is considering adopting regulations going into 2020. Comments from the community are now closed while city officials review the proposed ordinance. (Click here to discover other cities adopting Short Term Rental regulations.) “The regulation proposes four restrictions on short terming housing: Require all new short term rental units to be approved by the city through an application [...]

By |2020-06-30T11:13:12-06:00November 12th, 2019|Regulations|

How Airbnb General Liability Insurance Fits Into Jersey City, New Jersey Short-Term Rental Ordinance

The NY Times, Wall Street Journal, and Fox Business are all reporting today on the Jersey City short-term rental regulation that passed. Why so many headlines you might ask?  The reason is Airbnb plans to go public in 2020 and prohibitive regulation makes potential investors uneasy.  What if other cities adopt a similar regulation?  The truth of the matter is common sense regulation surrounding the short-term rental or home-sharing [...]

By |2020-06-30T11:34:37-06:00November 6th, 2019|General Short Term Rental Insurance Info|

Despite Regulations, Miami Beach is #1 for Most Short Term Rentals Per Capita

The Miami Beach Times recently released results to a survey completed by AirDNA and IPX 1031 regarding the top cities for Short Term Rentals. “Florida is home to seven of the top ten cities with the most Airbnbs per capita. Kissimmee, FL comes in at No. 2 with Walt Disney World Resort and Universal Studios next door, Daytona Beach comes in at No. 4, while Miami, Fort Lauderdale, [...]

By |2020-08-17T12:31:33-06:00November 5th, 2019|Regulations, Home Sharing Insurance|

Ann Arbor, MI Considers Short Term Rental Regulations

A recent count shows the staggering number of Short Term Rental properties in Ann Arbor, MI: over 900 listings can be found in the city with over 300 listings available for whole-house rentals. Ann Arbor city is concerned by these numbers as “this means there are 300+ less homes available for people who want to live in Ann Arbor.” Will regulations solve this problem? Ann Arbor citizens, including City [...]

By |2020-06-30T11:22:11-06:00October 29th, 2019|Regulations|
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