For many Airbnb and Vrbo property owners, equipment breakdown coverage is an afterthought, but a word you don’t want to hear when filing an insurance claim is mechanical or 'equipment breakdown,' and that’s because it’s a standard exclusion in virtually all home insurance. When your hot water heater, air conditioner, refrigerator, circuit panels, heating, or smart home system stops working at your Airbnb or vacation rental, there’s a chance [...]

As modern consumers, we are blessed with infinite information with regards to our buying decisions. From online reviews to in depth blog articles, we can research as much or as little as we want on just about anything we purchase. Why as a society do we spend hours researching the the largely inconsequential items such as shoes or backyard patio furniture, but virtually no time researching the very consequential items [...]

Just like your guests, bed bugs love to travel.  Bed bugs aren’t the first item of thought when being a short-term rental owner but it’s important to understand how they can pose a risk at your rental business.  Homeowners spend an average of $1,000-$2,500 to exterminate bed bugs, but it can be as much as $5,000 in a large house.  Not knowing where your guests stayed the night before [...]