Many short-term hosts using the Airbnb platform are familiar with Airbnb’s Host Protection Guarantee and think of it as a free insurance policy. Without a closer examination of the Terms and Conditions of the Host Protection Guarantee, one may assume that they possess adequate insurance through this program.  However, there are multiple aspects of the program that make it prudent for conscientious hosts to consider third-party insurance if they [...]

An investigative report stretching over 5 months was recently released by NBC Bay Area, highlighting the dangers of relying on Airbnb’s Host Guarantee insurance. The loss of a $1.8 million home in Sonoma, CA, burned to the ground by causes ‘unknown’ but likely stemming from short-term vacation rental guests booked though Airbnb, caused an uproar in the vacation rental community when Airbnb suspended the claim for 16 months before [...]

Weeks after being introduced to the Buffalo Common Council, an ordinance requiring short term vacation rentals to register with the City has the support of Councilmembers and Town Supervisors. Seen largely as a first step, this ordinance will require short term rental properties to pay a fee to the governing body, as well as maintain a local contact with the city in case of emergency.  The nearby town of [...]

In four short years, Proper Insurance® has written over 40,000 insurance policies for vacation rental owners across the U.S.  A huge part of our success has been the referrals we receive from vacation rental property managers.  Small and large, our strategy with managers has always been to provide a superior product, pay claims, and provide world-class customer service.  Because of this, Proper gains property managers' top referral spot and [...]