About Darren Pettyjohn

Darren is a co-founder at Proper Insurance with more than 15 years of experience in the insurance field, now specializing in the unique risks of short-term vacation rental insurance. Darren resides in Bozeman, MT, with his wife and three children. When he’s not working or spending time with his family, he is passionate about fly fishing, skiing, and all things outdoors.

A group of friends and their dog sit outside of a modern apartment complex.

Understanding the Intricacies of Rental Arbitrage: A Guide for Beginners

In recent years, rental arbitrage has seen a significant rise, primarily due to the growth of short-term vacation rental booking platforms like Airbnb and Vrbo. But what is short-term rental arbitrage, and why has it become so popular?  Rental arbitrage goes by several different names: lease arbitrage, short-term rental arbitrage, Airbnb arbitrage, apartment arbitrage, re-rent …

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Airbnb Host Damage Protection

Airbnb Host Damage Protection [2023’s Definitive Guide]

Airbnb host damage protection should be on the list for any short-term rental property owner. When you accept a booking on Airbnb, you are essentially entrusting your property to a guest who is a complete stranger. What happens if that guest and/or their group seriously damages your property? There are numerous in-depth writings online that …

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In a illustrated graphic, a maintenance man fixes a broken air condition unit in a living area of a home while a person stands nearby sweating. This graphic is created stylistically branded for Proper Insurance using brand colors and illustration techniques.

Equipment Breakdown Coverage Now Offered By Proper Insurance

For many Airbnb and Vrbo property owners, equipment breakdown coverage is an afterthought, but a word you don’t want to hear when filing an insurance claim is mechanical or ‘equipment breakdown,’ and that’s because it’s a standard exclusion in virtually all home insurance. When your hot water heater, air conditioner, refrigerator, circuit panels, heating, or …

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Person holds a pen to an insurance claim form.

A Flunking Grade (F-50%) For U.S. Home Insurance Carrier Reviews

As modern consumers, we are blessed with infinite information about our buying decisions. From online reviews to in-depth blog articles, we can research as much or as little as we want on anything we purchase. Why, as a society do we spend hours researching the largely inconsequential items such as shoes or backyard patio furniture …

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A woman looks up at a security camera on the wall

Surveillance is a Bad Look for the Vacation Rental Industry

Both Airbnb & Vrbo promote their “free” liability insurance, which extends to all bookings via their platforms. However, both specifically exclude violations of privacy, as highlighted in this article. Airbnb & Vrbo Liability Exclusions EXCLUSIONS – Personal and Advertising Injury: Injury or alleged injury caused by slander, libel, violations of privacy, advertising, or wrongful eviction. …

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