Commercial Home Insurance
Do you host a single room out of your home on a short-term rental platform, like Airbnb? Do you rent out your basement or guest house on Vrbo®? Or, do you privately manage a vacation rental property on your own? If so, you are in need of commercial home insurance.
Proper Insurance specializes in meeting the needs of short-term rental hosts who open their doors to the public. The challenge is to maintain the business liability coverage hosts need while also providing home insurance. Whereas many people who seek coverage start with home insurance and then supplement their plan with insurance enhancements, we work the other way around.
Proper Insurance starts with commercial liability coverage, and then we add endorsements to meet the needs of a home. We find this policy to be far more comprehensive. Because we replace your existing coverage rather than supplementing it, we can maximize your coverage.
Our short term home insurance is second to none in the industry. It does not matter if you, your tenants, your family, or your guests occupy the property, they remain fully covered. Plus, if your property remains unoccupied for some time, you, your home, and your business remains protected.