A recent survey conducted in tandem by Lodgify and UK insurer, Scofield’s, asked short-term rental owners what concerns them the most about their renters. The #1 answer? Guests injuring themselves, with over half selecting that as their main concern. Next came property damage, weighing in with 44% of respondents citing this concern. Theft rounded out the top three.

Hosts are right to consider the risks associated with short-term renting and take steps to ensure their guests are safe. The good news? All of these top issues can be covered by commercial short-term rental insurance.

If these are your top concerns as a property owner, you should sleep better at night knowing that you’re protected by your vacation rental insurance provider. A commercial vacation rental insurance provider typically covers both injury (and therefore, your liability as an owner) as well as property damage.

See the full results of the survey, which also gives examples of expensive claims (in British pounds, but you’ll get the idea).

Quote Your Short-Term Rental Today

Interested in a policy to protect you and your business from liability claims? Proper Insurance leads the Nation in short-term rental insurance, with over 40,000 policies written in all 50 states. Backed by Lloyd’s of London and exclusive endorsements from vacation rental leaders such as HomeAway and Vrbo, Proper Insurance is built on world-class insurance coverage.

Proper’s policy covers vacation homes, townhouses, condos, duplexes, cabins, cottages, apartments, and more. With expert vacation rental underwriters, we can tailor a policy specific to your short-term rental property.

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