Why Airbnb Insurance for Owners Is Important

When you’re renting out your home to a guest, there are two types of coverage to be aware of: property damage coverage and liability. Property coverage will help protect you in the event of accidental or intentional damage to your home including vandalism, water damage, theft, fire, and more. Liability coverage, on the other hand, helps safeguard you should your guest injure themselves at your property. While their injury may not be your own fault, you can still be held liable for their medical bills or more. A comprehensive insurance plan for property rentals, like Proper Insurance®, helps shield you from these potential problems so you can focus on running your rental business successfully.

If Something Goes Wrong, You’ll Want More Coverage

If you’re renting out your home on Airbnb, it’s only normal to be a little concerned with the safety of your property. When it comes to damage during rentals, it’s not a matter of “if” but rather “when” it will happen. And even more concerning is that you can be held liable for guest injuries sustained on your property, even if it wasn’t necessarily your fault. To protect yourself and your property, it’s important that you choose the right kind of coverage – one that was specifically created for property owners such as yourself. With Proper Insurance, you’ll have a comprehensive Airbnb property & liability insurance plan designed to replace your standard homeowners policy and act as coverage in the case of a rental.