Airbnb Laws and Regulations in Iowa- What Hosts Need to Know
Iowa, like many states, is continuing to update Airbnb laws and regulations as the need for short-term rentals increases. By updating current Airbnb laws and regulations, both hosts and guests are better protected. Iowa has currently updated insurance requirements for short-term rental hosts in Des Moines and continues to look at developing the laws and regulations in the future. As legislation continues to change, hosts should look for short-term rental updates within local municipalities.
If you have questions about short-term rentals in Iowa, contact Proper Insurance. Our agents are experts in the vacation rental industry. Call 888-631-6680 today.
Des Moines, Iowa
Updates Insurance Requirements for Short-Term Rental Hosts
Des Moines is a major city that has updated their Airbnb laws and regulations. They are now requiring hosts to secure liability insurance at a minimum of $500,000. “Such coverage shall defend and indemnify the owner, any named additional insured, and any tenants in the building for their bodily injury and property damage arising from the short-term rental use.” The city also updated all licensing and registration fees, permits and zoning, and exterior and interior requirements.
The following regulations are in place:
- Safety: All sidewalks, walkways, stairs, driveways, parking spaces, and similar areas shall be kept in a proper state of repair and maintained free from hazardous conditions.
- Maintenance: Every handrail and guard shall be firmly fastened, returned to the wall and capable of supporting normally imposed loads, and shall be maintained in good condition.
- Outside Maintenance: Premises and exterior property, including fence lines, shall be maintained free from weeds or plant growth in excess of 12 inches, and all noxious weeds shall be prohibited.
- Infestation: All structures and exterior property shall be kept free from rodent harborage and infestation.
- Structural Upkeep: All accessory structures, including detached garages, sheds, fences, and walls, shall be structurally sound and in good condition. Structures shall be only used for tenant occupant use.
- Other: No inoperative or unlicensed motor vehicle shall be parked, kept, or stored on the property.
- The rest of the updated laws and regulations on an inspection checklist can be found here.
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Please note: The information provided is intended as a guide and may not be comprehensive or current. Regulations may change and could vary by area or situation. Always consult local authorities or a legal professional to ensure you have the most accurate information for your short-term rental property.