Airbnb Income Now Benefits Mortgage Financing

Airbnb property owners who plan to refinance their mortgage can now rejoice – hosts who use certain lenders through Fannie Mae will have the option of including their Airbnb income on the loan application. These new changes were developed by lenders to help property owners who plan on refinancing.

Make Sure You’re Covered

While refinancing can help hosts meet their financial goals, it’s also important to ensure your home is adequately protected with comprehensive coverage. After all, if a guest damages your home and refuses to pay for it, you could be left with a huge bill. Two important types of coverage that hosts should maintain at all times are property insurance and commercial liability insurance.

Airbnb Insurance for Hosts

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About the Author

Proper Insurance

Proper Insurance is the nation's leading short-term vacation rental insurance provider, with the most comprehensive policy on the market. We protect homes in all 50 states with unmatched coverage for your property, revenue, and business liability, customized to include guest-caused theft/damage, liquor liability, amenity liability (bikes, kayaks, hot tub, etc.), bed bugs, fleas, squatters, and more.

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Resources

an Airbnb in Idaho, one of the most host-friendly states in the nation
July 17th, 2026

Can I Be an Airbnb Host in Idaho? What Hosts Should Know About the Idaho STR Landscape

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Airbnb’s AirCover Protection: What It Covers (and Why It’s Not Insurance)

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July 2nd, 2026

Does Airbnb Provide Liability Insurance? What Every Host Needs to Know

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June 30th, 2026

When Homeowners Insurance Denied an Airbnb Claim: The $120,000 Case Every Host Should Know