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      • Short-Term Rental Owners
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      Short Term Rental Innsurance

      Insurance for Short-Term Rental Owners

      Short-term rentals face greater property and liability exposure that are not covered by standard Homeowners and Landlord policies. Discover how specialized short-term rental insurance fills these crucial coverage gaps. 

      Short-Term Rental Insurance for Owners
      Vacation Rental Insurance

      Vacation Rental Insurance for Owners

      Protect your vacation rental during personal use, paying guests, or periods of vacancy with Proper Insurance's comprehensive property, liability, and revenue coverage.

      Vacation Rental Insurance for Owners
      Insurance for Airbnb Hosts

      Insurance for Airbnb Hosts

      The explosive growth of Airbnb forced traditional insurance carriers to offer a home-sharing endorsement, but it's limited in scope and misleading to agents and insureds. It's critical to understand the gaps in insurance and shortcomings of AirCover.

      Airbnb Host Insurance
      Insurance for VRBO Owners

      Insurance for Vrbo Property Owners

      Proper Insurance is exclusively endorsed by Vrbo as their preferred insurance provider, offering comprehensive property and liability coverage for owners. Learn more about our unmatched protection.

      Vrbo Owner Insurance
      Rental Arbitrage Insurance

      Insurance for Rental Arbitrage

      As a rental arbitrageur, it's important to understand the necessary components of rental arbitrage insurance. Proper leads the way, offering the industry’s only comprehensive rental arbitrage solution.

      Rental Arbitrage Insurance
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      • FAQs
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      • Understanding Risk Tolerance
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      Frequently Asked Questions

      We understand that short-term rental insurance is complicated. To give you a better understanding, we’ve developed FAQs that’ll provide an overview of specific policy coverages, short-term rental operations, and more.

      Questions About Proper Insurance
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      The Proper Blog

      We pride ourselves on providing quality and relevant information to our community. That’s why the Proper Blog has you covered with competitive insights, tips for a safer rental, insurance coverage highlights, and more.

      The Proper Insurance Blog
      United States Map of STR Regulations_web

      Short-Term Rental Regulations Map

      With the explosive growth of short-term rental properties, the laws and regulations regarding these properties are constantly changing, and we strive to keep our community up to date on these matters.

      State Laws and Regulations for Short-Term Rentals
      Property-Manager-Handing Off Key To New Vacation Rental Guests

      Insurance Is Simply A Transfer of Risk

      Insurance advertising trends spotlight price and savings if you switch yet often fail to discuss coverage. Short-term vacation rentals are of greater risk; therefore, this is Proper's focus.

      Understanding the Transfer of Risk
  • About Us
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      • In-House Claims Experience
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      A Future Claims Experience

      When you buy insurance, you are simply buying a future claims experience, and two questions determine that experience: Does coverage exist? Does service come with it?

      The Proper Insurance Claims Experience
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      Proper Offers A Different Approach to Insurance

      With a focus on comprehensive coverage, education from super agents, and world-class service with claims, Proper Insurance offers a second-to-none insurance experience.

      About Proper Insurance
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      Meet Our Super Agents

      Insurance is complicated, and to help you find the best solution for your investment, we have invested in the best agents in the industry. Proper agents aren’t your average insurance agent; they’re the most educated group in the short-term rental industry.

      Meet the Proper Insurance Super Agents

      Real Insurance Reviews

      Consumers don't know the quality of their insurance until the need arises to file a claim. As the Nation’s leading insurer of short-term vacation rental properties, we have plenty of real reviews to be proud of.

      Proper Insurance Reviews
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  • Know You’re Covered
    • Short-Term Rental Owners
    • Vacation Rental Owners
    • Airbnb Hosts
    • Vrbo Owners
    • Rental Arbitrage
  • Learn
    • FAQs
    • Blog
    • STR Regulations
    • Understanding Risk Tolerance
  • About Us
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    • Meet Proper Insurance
    • Meet Our Super Agents
    • Real Insurance Reviews
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Illustrated interior of cozy Airbnb Cottage with bright colors and natural light

March 20th, 2025

How to Prepare Your Home for the Short-Term Rental Market: A Complete Guide 

a man exhibits signs of legionnaires disease from a short-term rental hot tub, one cost of avoiding to effectively prevent legionnaires' disease in Airbnb hot tubs

February 28th, 2025

6 Ways to Prevent Legionnaires’ Disease in Short-Term Rental Hot Tubs | Safety Guide

Blue and yellow chairs sit outside of a vacation rental home with amenities that come with risks, including a fire pit, kayaks, and a body of water, begging the question "Does Homeowners insurance cover vacation rentals?"

February 12th, 2025

Does Homeowners Insurance Cover Vacation Rental Properties?

New Airbnb hosts add property to booking platform.

February 7th, 2025

Don’t Stay for Long: An Essential Guide for New Airbnb Hosts

Children swimming and splashing at a Swimply pool rental property

February 4th, 2025

Swimply Announces Comprehensive Insurance Option for Home Sharing Hosts

A group of friends enter an Airbnb apartment with luggage

January 14th, 2025

Has Rental Arbitrage Ushered in a New Era of Real Estate Investing?

Illustration shows children running through the yard of an Airbnb

October 16th, 2024

The Biggest Risks Faced by Airbnb Hosts & How to Best Manage Them

Illustration. A house burns in the distance. Money flies through the air resembling butterflies. A man tries to catch the money that falls.

June 14th, 2024

The Importance of ‘Loss of Business Income’ for Your Short-Term Rental

A illustration of a person peering out of the window hiding behind the blinds.

April 4th, 2024

When Guests Refuse to Leave: How to Prevent an Airbnb Squatter at Your Vacation Rental

Is vacation rental insurance worth it? Delve into Proper Insurance's Commercial Homeowners Policy covers building, contents, revenue, and liability.

December 14th, 2023

Unpacking the Cost: Is Proper Insurance Worth It for Short-Term Rental Owners?

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October 20th, 2023

Introducing Flea Coverage: The Latest Addition to Proper Insurance’s Comprehensive Short-Term Rental Policy

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August 9th, 2023

Don’t Lose Sleep Over Bed Bugs: What insurance company covers bed bugs at short-term rental properties?

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© Proper Insurance® 2025

The information on this website contains only a general description of coverages and does not constitute an insurance policy. Details of coverage, limits, and enhancements will vary by state and individual proposal. Always refer to the policy itself for a complete list of terms, provisions, exclusions, and conditions; and contact your Proper representative with any questions.

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