Airbnb Income Now Benefits Mortgage Financing

Airbnb property owners who plan to refinance their mortgage can now rejoice – hosts who use certain lenders through Fannie Mae will have the option of including their Airbnb income on the loan application. These new changes were developed by lenders to help property owners who plan on refinancing.

Make Sure You’re Covered

While refinancing can help hosts meet their financial goals, it’s also important to ensure your home is adequately protected with comprehensive coverage. After all, if a guest damages your home and refuses to pay for it, you could be left with a huge bill. Two important types of coverage that hosts should maintain at all times are property insurance and commercial liability insurance.

Airbnb Insurance for Hosts

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About the Author

Proper Insurance

Proper Insurance is the nation's leading short-term vacation rental insurance provider, with the most comprehensive policy on the market. We protect homes in all 50 states with unmatched coverage for your property, revenue, and business liability, customized to include guest-caused theft/damage, liquor liability, amenity liability (bikes, kayaks, hot tub, etc.), bed bugs, fleas, squatters, and more.

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Resources

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June 25th, 2026

Commercial Insurance vs. Landlord Insurance: What’s the Real Difference for Rental Properties?

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June 23rd, 2026

Airbnb Host Damage Protection: What Hosts Need to Know About AirCover’s Limits

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When Guests Refuse to Leave: How to Prevent an Airbnb Squatter at Your Vacation Rental

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A Quick Guide to Vrbo’s Protection for Hosts: Property Damage and Liability