Insurance Explained

Let’s break down vacation rental insurance policies, liability risks, and property damage scenarios, so you can make informed decisions when it comes to host coverage requirements.

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March 19th, 2026

Airbnb Now Offers Earnings Protection. Here’s What Hosts Should Know

A child kayaks in the water outside of an Airbnb with his dog in tow.

March 13th, 2026

Home Insurance for Airbnb Owners: Protection beyond the beam and brick

Women on vacation exiting Airbnb down the stairs

March 4th, 2026

The Hidden Trap in Your Short-Term Rental Insurance: The Habitability Exclusion

Airbnb Services Chef Pours Wine for Guests, showing the risks for Airbnb hosts who opt in to Airbnb Services

March 3rd, 2026

Airbnb Services & STR Insurance: What Hosts Should Know About Increased Liability and Property Risks

New Airbnb hosts add property to booking platform.

February 9th, 2026

An Essential Guide for New Airbnb Hosts in 2026

January 16th, 2026

Why Relying on Your Umbrella Can Leave Hosts More Exposed

a woman sits in her kitchen and reviews the best insurance for short-term rental hosts from Proper Insurance

August 11th, 2025

Are You Truly Covered? The Hidden Risks of Short-Term Rental Insurance

Illustrated interior of cozy Airbnb Cottage with bright colors and natural light

March 20th, 2025

How to Prepare Your Home for the Short-Term Rental Market: A Complete Guide

a man exhibits signs of legionnaires disease from a short-term rental hot tub, one cost of avoiding to effectively prevent legionnaires' disease in Airbnb hot tubs

February 28th, 2025

6 Ways to Prevent Legionnaires’ Disease in Short-Term Rental Hot Tubs | Safety Guide

Blue and yellow chairs sit outside of a vacation rental home with amenities that come with risks, including a fire pit, kayaks, and a body of water, begging the question "Does Homeowners insurance cover vacation rentals?"

February 12th, 2025

Does Homeowners Insurance Cover Airbnb?

Children swimming and splashing at a Swimply pool rental property

February 4th, 2025

Swimply Announces Comprehensive Insurance Option for Home Sharing Hosts

A group of friends enter an Airbnb apartment with luggage

January 14th, 2025

Insurance for Short-Term Rental Owners

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