Insurance Explained

Let’s break down vacation rental insurance policies, liability risks, and property damage scenarios, so you can make informed decisions when it comes to host coverage requirements.

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vacation rental home with amenities that come with risks, including a fire pit, kayaks, and a body of water, begging the question "Does Homeowners insurance cover vacation rentals?"

September 10th, 2026

Homeowners Insurance Does Not Cover Airbnb

Guests enjoying dinner at a coastal short-term rental property, illustrating Airbnb hosting, vacation rental experience, and STR insurance scenarios

September 8th, 2026

Do I Need to Change Insurance If I Short-Term Rent My Home?

A host watches a tornado of paperwork swirl above a short-term rental neighborhood, symbolizing the risk of an incomplete insurance stack.

September 4th, 2026

Creating the Ultimate Insurance Stack for Your Short-Term Rental Business

Short-term rental host reviewing insurance broker questions and policy notes on a laptop

September 3rd, 2026

10 Questions to Ask Your Broker about Short-Term Rental Insurance

Close-up of a clipboard with a rental agreement and pen on a wooden desk in a sunlit entryway, with house keys in a ceramic bowl beside it, illustrating short-term rental liability waivers.

August 27th, 2026

Do Liability Waivers Truly Protect Short-Term Rental Hosts?

A host hands house keys to a short-term rental guest outside the front door of a home, illustrating the moment of property entrustment.

August 25th, 2026

What is Property Entrustment? The Importance of Choosing a STR Insurance Policy

White plastic patio chair with visible cracks across the seat and backrest, illustrating a short-term rental furniture liability claim

August 14th, 2026

Understanding the Costs Behind Short-Term Rental Insurance Claims

a woman sits in her kitchen and reviews the best insurance for short-term rental hosts from Proper Insurance

August 14th, 2026

Are You Truly Covered? The Hidden Gaps in Your Short-Term Rental’s Insurance

Wooden lake dock with a kayak, rescue rope and buoy, and life jackets illustrating short-term rental amenity liability coverage

August 13th, 2026

Which Short-Term Rental Amenities Create the Most Liability Risk?

Illustration of a waterfront short-term rental home in Virginia at sunset, with a wraparound porch, outdoor seating area, sunflower garden, and a sailboat on the water beyond.

August 12th, 2026

Can I Be an Airbnb Host in Virginia? Local Short-Term Rental Rules Explained

August 8th, 2026

Why Relying on Your Umbrella Can Leave Hosts More Exposed

A denied short-term rental insurance claim document on a desk in a sunlit office, with a coffee cup, stacked paperwork, and plants in the background.

July 28th, 2026