Insurance Explained

Let’s break down vacation rental insurance policies, liability risks, and property damage scenarios, so you can make informed decisions when it comes to host coverage requirements.

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Guests enjoying dinner at a coastal short-term rental property, illustrating Airbnb hosting, vacation rental experience, and STR insurance scenarios

May 19th, 2026

Do I Need to Change Insurance If I Short-Term Rent My Home?

Guest using a short-term rental home, representing real-world hosting scenarios that impact insurance coverage and risk exposure

May 19th, 2026

What Insurance Do You Need for Different Short-Term Rental Situations?

April 30th, 2026

Hosting on Airbnb with a Homeowners Policy? The Insurance Industry Just Sounded the Alarm

Illustration showing vacation rental liability risks, including a guest riding a bicycle near a short‑term rental home and an unleashed dog in the neighborhood

April 23rd, 2026

What You Need to Know About Short-Term Rental Liability

Modern short‑term rental living room with waterfront view, illustrating home sharing insurance coverage for property damage and guest liability

April 6th, 2026

Home Sharing Insurance Coverage: Property & Liability Explained

March 19th, 2026

Airbnb Now Offers Earnings Protection. Here’s What Hosts Should Know

A child kayaks in the water outside of an Airbnb with his dog in tow.

March 13th, 2026

Understanding Gaps in Home Insurance for Airbnb Owners: Protection beyond the beam and brick

Women on vacation exiting Airbnb down the stairs

March 4th, 2026

The Hidden Trap in Your Short-Term Rental Insurance: The Habitability Exclusion

March 3rd, 2026

Airbnb Services & STR Insurance: What Hosts Should Know About Increased Liability and Property Risks

New Airbnb hosts add property to booking platform.

February 9th, 2026

Safety & Insurance Guide for New Airbnb Hosts in 2026

January 16th, 2026

Why Relying on Your Umbrella Can Leave Hosts More Exposed

Two people are working on computers while staying in an apartment loft in the city. One person sits on the couch while another has a desk with a large monitor. They could be airbnb guests or tenants of the home as it's not easy to tell.

August 31st, 2025