Insurance Explained

Let’s break down vacation rental insurance policies, liability risks, and property damage scenarios, so you can make informed decisions when it comes to host coverage requirements.

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Illustration of a waterfront short-term rental home in Virginia at sunset, with a wraparound porch, outdoor seating area, sunflower garden, and a sailboat on the water beyond.

August 12th, 2026

Can I Be an Airbnb Host in Virginia? Local Short-Term Rental Rules Explained

Short-term rental host reviewing insurance broker questions and policy notes on a laptop

August 6th, 2026

3 Dead Giveaways You Have a Weak Short-Term Rental Policy (Before You Read a Single Policy Page)

vacation rental home with amenities that come with risks, including a fire pit, kayaks, and a body of water, begging the question "Does Homeowners insurance cover vacation rentals?"

July 22nd, 2026

Homeowners Insurance Does Not Cover Airbnb

an Airbnb in Idaho, one of the most host-friendly states in the nation

July 17th, 2026

Can I Be an Airbnb Host in Idaho? What Hosts Should Know About the Idaho STR Landscape

Short-term rental host reviewing property damage documentation and protection coverage after an Airbnb guest stay.

July 2nd, 2026

Airbnb’s AirCover Protection: What It Covers (and Why It’s Not Insurance)

Airbnb host standing outside his short-term rental property, representing the liability exposure hosts face without a dedicated insurance policy

July 2nd, 2026

Does Airbnb Provide Liability Insurance? What Every Host Needs to Know

A golf cart parked outside of a Florida suburban neighborhood

June 25th, 2026

Commercial Insurance vs. Landlord Insurance: What’s the Real Difference for Rental Properties?

Airbnb host surveys guest damage in a trashed rental property while calling his insurance provider

June 23rd, 2026

Airbnb Host Damage Protection: What Hosts Need to Know About AirCover’s Limits

Clean, well-decorated vacation rental porch illustrating property care for Vrbo host insurance and damage protection

June 12th, 2026

A Quick Guide to Vrbo’s Protection for Hosts: Property Damage and Liability

Sunny backyard patio of an Airbnb rental property with a dog, bicycle, and outdoor grill, representing Airbnb host property risks and liability risks.

June 11th, 2026

The Biggest Risks Faced by Airbnb Hosts & How to Best Manage Them

three matching front doors in different colors representing homeowners, landlord, and commercial insurance options for short-term rentals

June 10th, 2026