Insurance Explained

Let’s break down vacation rental insurance policies, liability risks, and property damage scenarios, so you can make informed decisions when it comes to host coverage requirements.

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Short-term rental host reviewing property damage documentation and protection coverage after an Airbnb guest stay.

October 8th, 2026

Airbnb’s AirCover Protection: What It Covers (and Why It’s Not Insurance)

House keys resting on paperwork beside two coffee cups and a laptop, representing a property manager handling a short-term rental

October 8th, 2026

Property Manager Short-Term Rental Insurance: How the Owner’s Policy Covers Managers and Co-hosts

Texas Hill Country short-term rental with a fire pit and string lights at dusk

September 30th, 2026

Can I Be an Airbnb Host in Texas? STR Rules Explained

Illustrated interior of cozy Airbnb Cottage with bright colors and natural light

September 29th, 2026

How to Prepare Your Home for the Short-Term Rental Market: A Complete Guide

Illustration of a man considering his options in the gig economy and sharing economy

September 24th, 2026

Is Your Policy Really Protecting You? How to Know If You’re Misinsured

An illustrated Ohio short-term rental cabin lit at dusk in fall forest, with a hot tub on the deck and a path leading to the entrance.

September 21st, 2026

Can I Be an Airbnb Host in Ohio? What Hosts Should Know About the Ohio STR Landscape

A group of guests plays a board game outside of a loft apartment used as an Airbnb

September 21st, 2026

Understanding Rental Arbitrage: A Guide for 2026 Airbnb Arbitrage

New Airbnb hosts add property to booking platform.

September 14th, 2026

New Airbnb Hosts’ Guide for 2026

vacation rental home with amenities that come with risks, including a fire pit, kayaks, and a body of water, begging the question "Does Homeowners insurance cover vacation rentals?"

September 10th, 2026

Homeowners Insurance Does Not Cover Airbnb

Guests enjoying dinner at a coastal short-term rental property, illustrating Airbnb hosting, vacation rental experience, and STR insurance scenarios

September 8th, 2026

Do I Need to Change Insurance If I Short-Term Rent My Home?

A host watches a tornado of paperwork swirl above a short-term rental neighborhood, symbolizing the risk of an incomplete insurance stack.

September 4th, 2026

Creating the Ultimate Insurance Stack for Your Short-Term Rental Business

Short-term rental host reviewing insurance broker questions and policy notes on a laptop

September 3rd, 2026

10 Questions to Ask Your Broker about Short-Term Rental Insurance