Insurance Explained

Let’s break down vacation rental insurance policies, liability risks, and property damage scenarios, so you can make informed decisions when it comes to host coverage requirements.

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An illustrated Ohio short-term rental cabin lit at dusk in fall forest, with a hot tub on the deck and a path leading to the entrance.

September 21st, 2026

Can I Be an Airbnb Host in Ohio? What Hosts Should Know About the Ohio STR Landscape

A group of guests plays a board game outside of a loft apartment used as an Airbnb

September 21st, 2026

Understanding Rental Arbitrage: A Guide for 2026 Airbnb Arbitrage

New Airbnb hosts add property to booking platform.

September 14th, 2026

New Airbnb Hosts’ Safety & Insurance Guide for 2026

vacation rental home with amenities that come with risks, including a fire pit, kayaks, and a body of water, begging the question "Does Homeowners insurance cover vacation rentals?"

September 10th, 2026

Homeowners Insurance Does Not Cover Airbnb

Guests enjoying dinner at a coastal short-term rental property, illustrating Airbnb hosting, vacation rental experience, and STR insurance scenarios

September 8th, 2026

Do I Need to Change Insurance If I Short-Term Rent My Home?

A host watches a tornado of paperwork swirl above a short-term rental neighborhood, symbolizing the risk of an incomplete insurance stack.

September 4th, 2026

Creating the Ultimate Insurance Stack for Your Short-Term Rental Business

Short-term rental host reviewing insurance broker questions and policy notes on a laptop

September 3rd, 2026

10 Questions to Ask Your Broker about Short-Term Rental Insurance

Close-up of a clipboard with a rental agreement and pen on a wooden desk in a sunlit entryway, with house keys in a ceramic bowl beside it, illustrating short-term rental liability waivers.

August 27th, 2026

Do Liability Waivers Truly Protect Short-Term Rental Hosts?

A host hands house keys to a short-term rental guest outside the front door of a home, illustrating the moment of property entrustment.

August 25th, 2026

What is Property Entrustment? The Importance of Choosing a STR Insurance Policy

White plastic patio chair with visible cracks across the seat and backrest, illustrating a short-term rental furniture liability claim

August 14th, 2026

Real Short-Term Rental Insurance Claims (And What They Cost)

a woman sits in her kitchen and reviews the best insurance for short-term rental hosts from Proper Insurance