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      • Short-Term Rental Owners
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      Short Term Rental Innsurance

      Insurance for Short-Term Rental Owners

      Short-term rentals face greater property and liability exposure that are not covered by standard Homeowners and Landlord policies. Discover how specialized short-term rental insurance fills these crucial coverage gaps. 

      Short-Term Rental Insurance for Owners
      Vacation Rental Insurance

      Vacation Rental Insurance for Owners

      Protect your vacation rental during personal use, paying guests, or periods of vacancy with Proper Insurance's comprehensive property, liability, and revenue coverage.

      Vacation Rental Insurance for Owners
      Insurance for Airbnb Hosts

      Insurance for Airbnb Hosts

      The explosive growth of Airbnb forced traditional insurance carriers to offer a home-sharing endorsement, but it's limited in scope and misleading to agents and insureds. It's critical to understand the gaps in insurance and shortcomings of AirCover.

      Airbnb Host Insurance
      Insurance for VRBO Owners

      Insurance for Vrbo Property Owners

      Proper Insurance is exclusively endorsed by Vrbo as their preferred insurance provider, offering comprehensive property and liability coverage for owners. Learn more about our unmatched protection.

      Vrbo Owner Insurance
      Rental Arbitrage Insurance

      Insurance for Rental Arbitrage

      As a rental arbitrageur, it's important to understand the necessary components of rental arbitrage insurance. Proper leads the way, offering the industry’s only comprehensive rental arbitrage solution.

      Rental Arbitrage Insurance
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      Frequently Asked Questions

      We understand that short-term rental insurance is complicated. To give you a better understanding, we’ve developed FAQs that’ll provide an overview of specific policy coverages, short-term rental operations, and more.

      Questions About Proper Insurance
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      The Proper Blog

      We pride ourselves on providing quality and relevant information to our community. That’s why the Proper Blog has you covered with competitive insights, tips for a safer rental, insurance coverage highlights, and more.

      The Proper Insurance Blog
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      Short-Term Rental Regulations Map

      With the explosive growth of short-term rental properties, the laws and regulations regarding these properties are constantly changing, and we strive to keep our community up to date on these matters.

      State Laws and Regulations for Short-Term Rentals
      Property-Manager-Handing Off Key To New Vacation Rental Guests

      Insurance Is Simply A Transfer of Risk

      Insurance advertising trends spotlight price and savings if you switch yet often fail to discuss coverage. Short-term vacation rentals are of greater risk; therefore, this is Proper's focus.

      Understanding the Transfer of Risk
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      A Future Claims Experience

      When you buy insurance, you are simply buying a future claims experience, and two questions determine that experience: Does coverage exist? Does service come with it?

      The Proper Insurance Claims Experience
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      Proper Offers A Different Approach to Insurance

      With a focus on comprehensive coverage, education from super agents, and world-class service with claims, Proper Insurance offers a second-to-none insurance experience.

      About Proper Insurance
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      Meet Our Super Agents

      Insurance is complicated, and to help you find the best solution for your investment, we have invested in the best agents in the industry. Proper agents aren’t your average insurance agent; they’re the most educated group in the short-term rental industry.

      Meet the Proper Insurance Super Agents

      Real Insurance Reviews

      Consumers don't know the quality of their insurance until the need arises to file a claim. As the Nation’s leading insurer of short-term vacation rental properties, we have plenty of real reviews to be proud of.

      Proper Insurance Reviews
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  • Know You’re Covered
    • Short-Term Rental Owners
    • Vacation Rental Owners
    • Airbnb Hosts
    • Vrbo Owners
    • Rental Arbitrage
  • Learn
    • FAQs
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Property Risk and Guest Safety

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Airbnb Services Chef Pours Wine for Guests on Bachelorette Trip

May 30th, 2025

Airbnb Services and Insurance: What Hosts Should Know About Increased Liability and Property Risks

a house on the water with a kayak as an amenity, highlighting the risks of lakefront airbnb properties

May 29th, 2025

Waterfront Vacation Rental Safety Concerns Every Host Should Know

Two young boys with fishing poles walk towards the ocean water. Airbnb home in the distance.

May 2nd, 2025

How to Prep Your Short-Term Rental for Peak Summer Season

Illustrated interior of cozy Airbnb Cottage with bright colors and natural light

March 20th, 2025

How to Prepare Your Home for the Short-Term Rental Market: A Complete Guide 

a man exhibits signs of legionnaires disease from a short-term rental hot tub, one cost of avoiding to effectively prevent legionnaires' disease in Airbnb hot tubs

February 28th, 2025

6 Ways to Prevent Legionnaires’ Disease in Short-Term Rental Hot Tubs | Safety Guide

a wintery scene shows a house full of guests, safe and warm with abundant, warm lighting and a Christmas tree -- all thanks to hosts knowing how to prepare your short-term rental for winter.

January 2nd, 2025

Achieve Cold-Season Success: Prep Your Short-Term Rental for Winter

A illustration of a person peering out of the window hiding behind the blinds.

April 4th, 2024

When Guests Refuse to Leave: How to Prevent an Airbnb Squatter at Your Vacation Rental

Illustration outside of an Airbnb with a person on a bicycle, a neighbor with a dog, and Vrbo Guests

December 13th, 2023

Vacation Rental Liability: What Every Owner Needs To Know

Airbnb outdoor hot tub

December 4th, 2023

Offering a Hot Tub or Sauna at Your Airbnb? Consider This.

A dog lays on a doormat with a leash in their mouth.

October 26th, 2023

Should I Allow Pets at My Short-Term Rental?

Family entering an Airbnb home

August 22nd, 2023

What Every Host Needs at the Top of Their Short-Term Rental Checklist

An illustration of a person sharing a bed with a life-sized bed bug.

August 9th, 2023

Don’t Lose Sleep Over Bed Bugs: What insurance company covers bed bugs at short-term rental properties?

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The information on this website contains only a general description of coverages and does not constitute an insurance policy. Details of coverage, limits, and enhancements will vary by state and individual proposal. Always refer to the policy itself for a complete list of terms, provisions, exclusions, and conditions; and contact your Proper representative with any questions.

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