New Report Accuses Airbnb of Ignoring Rental Problems

An article recently published on Independent has found that up to 5.6 million Airbnb stays have turned into problems for guests. According to the report, an analysis of rentals indicates a problem rate of “between 3 to 7 percent.” While the report looks at the issue from a guest standpoint, hosts should also pay attention to this data.

The unfortunate truth of the matter is that if you’re in the rental business, problems are bound to happen eventually. It’s the nature of the business, and it’s completely unavoidable.

If you’re renting out your property, it’s absolutely critical that you maintain adequate Airbnb liability insurance and property damage coverage. Property damage or lawsuits by your guests can amount to hundreds of thousands of dollars — a staggering amount for most people.

To stay protected, talk with your insurer and see if they will cover damage caused by a guest renting your home. If not, make sure you obtain adequate home insurance for Airbnb before you list your property for rent.

A stone fireplace in a cabin

Peace of Mind Delivered to Your Inbox

In an industry that keeps you busy enough, our monthly newsletter makes staying informed effortless. Get the latest on emerging trends, real short-term rental risks, and regulatory changes.

"*" indicates required fields

About the Author

Proper Insurance

Proper Insurance is the nation's leading short-term vacation rental insurance provider, with the most comprehensive policy on the market. We protect homes in all 50 states with unmatched coverage for your property, revenue, and business liability, customized to include guest-caused theft/damage, liquor liability, amenity liability (bikes, kayaks, hot tub, etc.), bed bugs, fleas, squatters, and more.

More
Resources

Charleston-style short-term rental home with blue shutters and palmetto trees for a South Carolina Airbnb host guide
October 16th, 2026

Can I Be an Airbnb Host in South Carolina? What Hosting Actually Requires in 2026

Family and golden retriever walking a snowy path toward a blue short-term rental home with a lit front porch, snow-covered evergreens, and mountains at sunset
October 15th, 2026

Cold-Season Success: Prepare Your Short-Term Rental for Winter

Short-term rental host reviewing property damage documentation and protection coverage after an Airbnb guest stay.
October 8th, 2026

Airbnb’s AirCover Protection: What It Covers (and Why It’s Not Insurance)

House keys resting on paperwork beside two coffee cups and a laptop, representing a property manager handling a short-term rental
October 8th, 2026

Property Manager Short-Term Rental Insurance: How the Owner’s Policy Covers Managers and Co-hosts