January 16th, 2026

Why Relying on Your Umbrella Policy Might Leave You More Exposed: What an Umbrella Policy Covers

For many homeowners, adding a personal umbrella policy feels like a safety net—extra liability protection layered on top of existing coverage. But for short-term rental owners and Airbnb hosts, relying on an umbrella policy can create a false sense of security. Umbrella policies don’t fix gaps in the underlying insurance, they simply extend liability limits if the base policy responds in the first place. When a property is…

Read Full Article

Filter by Category:

Illustrated interior of cozy Airbnb Cottage with bright colors and natural light

March 20th, 2025

How to Prepare Your Home for the Short-Term Rental Market: A Complete Guide

a man exhibits signs of legionnaires disease from a short-term rental hot tub, one cost of avoiding to effectively prevent legionnaires' disease in Airbnb hot tubs

February 28th, 2025

6 Ways to Prevent Legionnaires’ Disease in Short-Term Rental Hot Tubs | Safety Guide

Blue and yellow chairs sit outside of a vacation rental home with amenities that come with risks, including a fire pit, kayaks, and a body of water, begging the question "Does Homeowners insurance cover vacation rentals?"

February 12th, 2025

Does Homeowners Insurance Cover Airbnb?

New Airbnb hosts add property to booking platform.

February 7th, 2025

Don’t Stay for Long: An Essential Guide for New Airbnb Hosts

Children swimming and splashing at a Swimply pool rental property

February 4th, 2025

Swimply Announces Comprehensive Insurance Option for Home Sharing Hosts

A group of friends enter an Airbnb apartment with luggage

January 14th, 2025

Has Rental Arbitrage Ushered in a New Era of Real Estate Investing?

professionals gather at a short-term rental event and Airbnb conference for short-term rental owners, investors, and vacation rental property managers

January 3rd, 2025

Top 2025 Short-Term Rental Conferences to Attend & STR Events Tracker

a wintery scene shows a house full of guests, safe and warm with abundant, warm lighting and a Christmas tree -- all thanks to hosts knowing how to prepare your short-term rental for winter.

January 2nd, 2025

Achieve Cold-Season Success: Prep Your Short-Term Rental for Winter

Illustration of a man considering his options in the gig economy and sharing economy

November 1st, 2024

Is Your Policy Really Protecting You? How to Know If You’re Misinsured

Illustration shows children running through the yard of an Airbnb

October 16th, 2024

The Biggest Risks Faced by Airbnb Hosts & How to Best Manage Them

Exterior of an urban townhouse Airbnb, smart home

September 24th, 2024

Smart Home Devices That Reduce Your Short-Term Rental Risks

Illustration. A house burns in the distance. Money flies through the air resembling butterflies. A man tries to catch the money that falls.

June 14th, 2024

The Importance of ‘Loss of Business Income’ for Your Short-Term Rental

Peace of Mind Delivered to Your Inbox

In an industry that keeps you busy enough, our monthly newsletter makes staying informed effortless. Get the latest on emerging trends, real short-term rental risks, and regulatory changes.

"*" indicates required fields

Insurance for Short-Term Rental Owners

Vacation Rental Insurance for Owners

Insurance for Airbnb Hosts

Insurance for Vrbo Property Owners

Insurance for Rental Arbitrage

Frequently Asked Questions

The Proper Blog

Short-Term Rental Regulations Map

Insurance Is Simply A Transfer of Risk

A Future Claims Experience

Proper Offers A Different Approach to Insurance

Meet Our Super Agents

Real Insurance Reviews