Some vacation rental sites provide host insurance – Airbnb for example. The Airbnb Host Protection Insurance will cover property owners for up to $1 million in bodily injury or property damage claims but, exclusions apply and may not cover all incidents.
VRBO offers similar liability insurance to Airbnb, up to $1 million. This program can work as a standalone or in addition to other vacation rental insurance policies.
HomeAway recommends Proper Insurance® as its preferred vendor for short-term rental insurance.