Skip to content
Proper Insurance logo
  • Know You’re Covered
    • Menu Column 1
      • Short-Term Rental Owners
      • Vacation Rental Owners
      • Airbnb Hosts
      • Vrbo Owners
      • Rental Arbitrage
    • Menu Column 2
      Short Term Rental Innsurance

      Insurance for Short-Term Rental Owners

      Short-term rentals face greater property and liability exposure that are not covered by standard Homeowners and Landlord policies. Discover how specialized short-term rental insurance fills these crucial coverage gaps. 

      Short-Term Rental Insurance for Owners
      Vacation Rental Insurance

      Vacation Rental Insurance for Owners

      Protect your vacation rental during personal use, paying guests, or periods of vacancy with Proper Insurance's comprehensive property, liability, and revenue coverage.

      Vacation Rental Insurance for Owners
      Insurance for Airbnb Hosts

      Insurance for Airbnb Hosts

      The explosive growth of Airbnb forced traditional insurance carriers to offer a home-sharing endorsement, but it's limited in scope and misleading to agents and insureds. It's critical to understand the gaps in insurance and shortcomings of AirCover.

      Airbnb Host Insurance
      Insurance for VRBO Owners

      Insurance for Vrbo Property Owners

      Proper Insurance is exclusively endorsed by Vrbo as their preferred insurance provider, offering comprehensive property and liability coverage for owners. Learn more about our unmatched protection.

      Vrbo Owner Insurance
      Rental Arbitrage Insurance

      Insurance for Rental Arbitrage

      As a rental arbitrageur, it's important to understand the necessary components of rental arbitrage insurance. Proper leads the way, offering the industry’s only comprehensive rental arbitrage solution.

      Rental Arbitrage Insurance
  • Learn
    • Menu Column 1
      • FAQs
      • Blog
      • STR Regulations
      • Understanding Risk Tolerance
    • Menu Column 2
      Stylish-Woman-Reading-Book-Sitting-In-Chair-Overlooking Gorgeous Views From Vacation Rental

      Frequently Asked Questions

      We understand that short-term rental insurance is complicated. To give you a better understanding, we’ve developed FAQs that’ll provide an overview of specific policy coverages, short-term rental operations, and more.

      Questions About Proper Insurance
      Young Couple Enjoy A Relaxing Morning At Their Vacation Rental

      The Proper Blog

      We pride ourselves on providing quality and relevant information to our community. That’s why the Proper Blog has you covered with competitive insights, tips for a safer rental, insurance coverage highlights, and more.

      The Proper Insurance Blog
      United States Map of STR Regulations_web

      Short-Term Rental Regulations Map

      With the explosive growth of short-term rental properties, the laws and regulations regarding these properties are constantly changing, and we strive to keep our community up to date on these matters.

      State Laws and Regulations for Short-Term Rentals
      Property-Manager-Handing Off Key To New Vacation Rental Guests

      Insurance Is Simply A Transfer of Risk

      Insurance advertising trends spotlight price and savings if you switch yet often fail to discuss coverage. Short-term vacation rentals are of greater risk; therefore, this is Proper's focus.

      Understanding the Transfer of Risk
  • About Us
    • Menu Column 1
      • In-House Claims Experience
      • Meet Proper Insurance
      • Meet Our Super Agents
      • Real Insurance Reviews
    • Menu Column 2
      House-With-Modern-Simple Design Used For Short Term Renting

      A Future Claims Experience

      When you buy insurance, you are simply buying a future claims experience, and two questions determine that experience: Does coverage exist? Does service come with it?

      The Proper Insurance Claims Experience
      Happy Insurance Agent and Couple Securing Their Vacation Rental Insurance Policy

      Proper Offers A Different Approach to Insurance

      With a focus on comprehensive coverage, education from super agents, and world-class service with claims, Proper Insurance offers a second-to-none insurance experience.

      About Proper Insurance
      Woman Vacation Rental Insurance Agent Working At Her Desk

      Meet Our Super Agents

      Insurance is complicated, and to help you find the best solution for your investment, we have invested in the best agents in the industry. Proper agents aren’t your average insurance agent; they’re the most educated group in the short-term rental industry.

      Meet the Proper Insurance Super Agents

      Real Insurance Reviews

      Consumers don't know the quality of their insurance until the need arises to file a claim. As the Nation’s leading insurer of short-term vacation rental properties, we have plenty of real reviews to be proud of.

      Proper Insurance Reviews
  • Contact Us
888-631-6680
888-631-6680
3 Minute Quote
3 Minute Quote
Search
Proper Insurance logo
  • Know You’re Covered
    • Short-Term Rental Owners
    • Vacation Rental Owners
    • Airbnb Hosts
    • Vrbo Owners
    • Rental Arbitrage
  • Learn
    • FAQs
    • Blog
    • STR Regulations
    • Understanding Risk Tolerance
  • About Us
    • In-House Claims Experience
    • Meet Proper Insurance
    • Meet Our Super Agents
    • Real Insurance Reviews
  • Contact Us
  • 888-631-6680
  • 3 Minute Quote

Insurance Explained

Filter by Category:
Illustration outside of an Airbnb with a person on a bicycle, a neighbor with a dog, and Vrbo Guests

December 13th, 2023

Vacation Rental Liability: What Every Owner Needs To Know

A home made out of dollar bills sits on an insurance contract.

December 12th, 2023

The Death of the Insurance Agent: Why Understanding Insurance is a Must for Short-Term Rental Investors

A family enjoys dinner outside an Airbnb home

November 7th, 2023

Do I Need to Change Insurance if I Short-Term Rent My Home?

A group of guests plays a board game outside of a loft apartment used as an Airbnb

September 21st, 2023

Understanding the Intricacies of Rental Arbitrage: A Guide for Beginners

Man sits on a couch looking at a laptop in a modern living space.

September 1st, 2023

A Guide to Mid-Term Rentals for Short-Term Rental Owners

Two people are working on computers while staying in an apartment loft in the city. One person sits on the couch while another has a desk with a large monitor. They could be airbnb guests or tenants of the home as it's not easy to tell.

August 31st, 2023

Understanding When a Guest Becomes a Tenant

Airbnb Host Damage Protection

August 15th, 2023

Airbnb Host Damage Protection: A Definitive Guide

Handing over the keys to a home

August 12th, 2022

What is Property Entrustment? The Importance of Choosing an Insurance Policy for Short-Term Rentals

Person holds a pen to an insurance claim form.

May 17th, 2022

A Flunking Grade (F-50%) For U.S. Home Insurance Carrier Reviews

A 3D model home, calculator and clipboard with a home insurance paper attached.

November 19th, 2021

Airbnb’s AirCover Protection: An Honest Examination

Illustration of a person holding a question mark and another person holding a light bulb.

June 26th, 2020

Top 3 Questions to Ask Your Broker about Short-Term Vacation Insurance

How to properly insure your short-term rental with Darren Pettyjohn

April 15th, 2020

How to Properly Insure Your Short-Term Rental: An Interview on Short-Term Rental Insurance with Darren Pettyjohn

← Previous 1 2 3 4 Next →

Contact Us

Peace of Mind Delivered to Your Inbox

The one email you’ll look forward to every month - industry insights, risk management tips, regulatory updates, and more.

"*" indicates required fields

This field is hidden when viewing the form

Next Steps: Sync an Email Add-On

To get the most out of your form, we suggest that you sync this form with an email add-on. To learn more about your email add-on options, visit the following page (https://www.gravityforms.com/the-8-best-email-plugins-for-wordpress-in-2020/). Important: Delete this tip before you publish the form.
This field is for validation purposes and should be left unchanged.

Know You're Covered

  • Short-Term Rental Insurance
  • Vacation Rental Insurance
  • Home Sharing Insurance
  • Airbnb Insurance
  • Airbnb Arbitrage
  • Commercial Liability

Resources

  • FAQs
  • Insured States
  • Short-Term Rental Laws by State
  • Property Managers by State
  • For Property Managers
  • Press and Media Features
  • Network and Partners
  • Get Appointed

About Us

  • Meet Proper
  • Super Agents
  • Real Reviews
  • Privacy Policy
  • Contact Us
  • Careers

Social

  • Tiktok

3 Minute Quote

© Proper Insurance® 2025

The information on this website contains only a general description of coverages and does not constitute an insurance policy. Details of coverage, limits, and enhancements will vary by state and individual proposal. Always refer to the policy itself for a complete list of terms, provisions, exclusions, and conditions; and contact your Proper representative with any questions.

Get a Quote
Call Now
Get a Quote
Call Now
Get a Quote
Call Now
Get a Quote
Schedule a call